A blend of everything Where you can invest: Equities, bonds, cash and property all have advantages and risks. Different funds offer A combination of these asset classes could be an option for some different blends of Multi-asset investors. Investing in different types of assets means you can income and growth create a portfolio with the potential to do what you want, at a level potential of risk you are comfortable with. Find what you need There are many different multi-asset funds in which you can invest. This means you should be able to find one that is balanced for the Holding a blend of asset particular blend of income and growth you are looking for. classes (ie investing in The value of investments, and the income from them, will fluctuate. a multi-asset portfolio) This will cause the fund price to fall as well as rise and you may not can lead to more steady get back the original amount you invested. performance You can do this yourself or invest in a fund that Two ways to create a multi-asset does it for you portfolio You can do this yourself, of course – either by investing directly in a blend of asset classes or by holding a selection of different funds. However, investors can also choose an actively managed multi- asset fund that has the freedom to invest across a range of equities, bonds, property, cash and, at times, currencies. An advantage of this approach is that the investment decisions are made by experienced fund managers, who would look to combine assets that are attractively priced and have the potential to perform differently in different market conditions. Just as importantly, the fund managers should know when to make changes to their holdings in response to changes in the market environment. 9